A disgruntled and bored bank teller named Ray finally gets his wish for some excitement when the branch is held up by two teams of crazy robbers disguised as Rocky I, Rocky II, Batman and Robin. As the robbery unfolds, the hostages fall victim to a comedic version of the Stockholm Syndrome and begin sympathizing with their dimwitted captors, which leads to an extended siege as Ray pursues a romantic relationship with one of the robbers.